Pub, Restaurant and Hotel

Overview
Our insurer’s product is split into three areas to best meet your specific needs:

• Pub and Wine Bar
• Hotel and Guesthouse
• Restaurant and Takeaway.

All come with extensive protection and offer numerous useful options.

Key Features
Typical cover:

• property damage, including garden furniture kept in the open and a seasonal increase in stock
• business interruption, with automatic cover for loss of attraction and accidental failure of utilities
• money and assault, including cash in money/gaming machines
• employers’ liability, including part-time staff
• public and products liability, including damage to vehicles and personal belongings in your custody or control
• legal protection, including cover for contractual disputes and debt recovery
• a range of useful add-ons are available, including:
• personal accidents (24 hour)
• employee dishonesty
• frozen food
• loss of liquor licence
• terrorism.