Contractors' All Risks

Overview

This scheme provides a 'soft landing' for cases that fall between per capita rating and wages based – which means we can give you a more competitive price for these risks (excluding Northern Ireland at present).

Key Features
Typical cover:

• Mobile phone cover
• Money cover
• Increased cost of working cover
• Personal accident cover included as typical
• Public liability cover
• Employers' liability cover
• Contractors' all risks option available
• Optional tools cover

Relevant Professions

• air-conditioning engineers
• bricklayers and hod carriers
• builders
• bathroom fitters and installers
• cleaning contractors (domestic and office)
• carpenters and joiners
• ceiling contractors
• damp proofers
• glaziers, including double glaziers
• electrical contractors
• flooring contractors
• fascias and guttering
• gas fitters
• heating and ventilation contractors (domestic), with a public liability limit of £2 million
• kitchen fitters
• painters and decorators
• plasterers
• partitioning contractors
• plumbing and heating engineers (domestic), with a public liability limit of £2 million
• plumbing, heating and ventilation engineers, with a public liability limit of £2 million
• shop and office fitters.