Special Types and Agricultural Vehicles

Overview
Our insurers provide a flexible, No Claims Discount rated product for up to 12 specialist vehicles: from excavators to road rollers; tractors to combine harvesters. In addition, you can choose from a variety of options to tailor cover to your individual business needs.

Key Features

Special Types
Typical cover:
  • No additional young/novice driver excesses apply.
  • Glass cover (comprehensive and third party fire and theft claims only) is free of excess.
  • Cover includes hire, driving by hirer’s driver and indemnity to hirer.
  • Third Party Working Risk (available for certain vehicles at additional premium).
  • Attached trailer cover.
  • Attached/detached cover for any attachment.
  • Accident recovery and approved repairer service.
  • Maximum No Claims Discount earned after four years.
Agricultural Vehicles
Typical cover:
  • No Typical/young/novice driver excess (including Glass) applies.
  • Third Party Working Risk.
  • Typical cover includes hire, driving by hirer’s driver and indemnity to hirer.
  • Attachments forming part of the vehicle are covered while attached.
  • Accident recovery and approved repairer service.
  • Maximum No Claims Discount earned after four years.
Special Types include: mechanical plant (eg diggers, bulldozers, excavators, mechanical navvies and site clearance and levelling plant); fork lift trucks; self propelled mobile plant (eg compressors, mobile plant, spraying plant, welding plant); tar sprayers and road finishing machines; self propelled cranes; and dust carts.

Agricultural Vehicles include: tractors; combine harvesters; agricultural sprayers; and any three or four wheeled all terrain vehicles primarily used off-road and that form part of a schedule of other vehicles used solely for agricultural or forestry purposes.
Please note that all product and scheme information featured in this site is provided as an indicative guide to general cover only and can change at short notice. For full details of cover and exclusions, please contact us.