Residential Care Homes

Overview
Our insurers offer a comprehensive package policy suitable for businesses that provide residential care for adults and are registered under:

  • The Care Typicals Act 2000
  • Regulation of Care (Scotland) Act 2001
  • The Health and Personal Social Services (Quality Improvement and Regulation) (Northern Ireland) Order 2003.

A number of useful options are available.

Key Features
Typical cover:

  • property damage, which can include items for resident’s effects and owner’s household effects
  • business interruption - automatically including cover for denial of access, failure of public utilities and disease infestation and defective sanitation.
  • money and assault.
  • liabilities, including care and treatment cover.

Please note that all product and scheme information featured in this site is provided as an indicative guide to general cover only and can change at short notice. For full details of cover and exclusions, please contact us.